NorthStar Life Services, LLC was founded on the belief and experience that proactive life asset servicing should be a profit center for portfolio owners, increasing the IRR of their investments. Our mission is to empower clients to fully understand the value and characteristics of their portfolio, thereby maximizing their ultimate return. Our depth of experience and expertise in the life asset space is unrivaled, and our top notch analytics, underwriting and policy management services are second to none.
As the former servicing division for Pacifica Group, LLC, a wholly-owned subsidiary of KBC Bank, the core team at NorthStar Life Services, LLC has been in operation since the inception and height of the premium finance and life settlement industries. NorthStar Life Services and its related entities have owned and/or managed life asset portfolios comprising in excess of $10 Billion in face value, and have negotiated and/or coordinated the sale of more than $5 Billion in face value in the secondary market.
Recent market dynamics have impacted the life settlement industry, resulting in a myriad of potential risks and unpredictability for investors in the asset class. It is our belief that value-added portfolio management is critical to addressing these risks and enabling the investor to achieve or exceed expected investment results. Our tried and true practices help clients to:
- Bypass risky assets and avoid overpaying for assets at acquisition
- Minimize carrying costs with our sophisticated premium optimization analytics
- Avoid policy status changes and surprises during the acquisition or disposition process
- Anticipate, identify, and capitalize on value shifts within the portfolio
- Maximize a portfolio’s profitability
From asset acquisition to maintenance to disposition, our expert team examines critical factors that affect the soundness of each asset and the portfolio as a whole:
- Policy origination structure
- Industry compliance and tax legislation
- Litigation environment and risk
- Medical record and LE report integrity
- Product structure
- Pricing model strengths and weaknesses
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